HB 913 Compliance Checklist for Florida Condo Associations

A plain-English breakdown of every requirement under Florida's HB 913, signed by Governor DeSantis in June 2025 and effective July 1, 2025.

Quick Compliance Checklist

30-Day Website Update Rule

HB 913 requires associations to update their website within 30 days of any change to required records. This includes approved meeting minutes, financial documents, and any other records that must be posted under §718.111(12)(g). The last 12 months of approved board minutes must remain accessible on the website.

Source: HB 913 — §718.111(12)(g)

Video Conference Meetings

Associations may now conduct board meetings, budget meetings, and unit member meetings by video conference. Key requirements include: meetings must be recorded and maintained as official records; the notice must include a hyperlink, a call-in number, and identify a physical location where owners may attend in person; the physical location must be within 15 miles of the condominium or in the same county.

Board members who appear by video may vote, but their presence may not count toward a quorum.

Source: HB 913 — §718.112(2)(d)

SIRS Deadline Extended

The deadline for completing the initial Structural Integrity Reserve Study was extended from December 31, 2024 to December 31, 2025. This applies to condominium and cooperative buildings with three or more habitable stories. The SIRS must now identify the chosen funding source (such as a loan or special assessment), and must be updated before adopting any new budget if the funding method changes.

Officers and directors must sign an affidavit acknowledging receipt of the completed SIRS.

Source: HB 913 — §718.112(2)(g)

Reserve Funding Flexibility

The reserve threshold was raised from $10,000 to $25,000 with annual inflation adjustments. Items below this threshold no longer need to be included in reserve planning. Associations may now use loans, lines of credit, or special assessments to fund reserves with proper board or member approval.

Associations may also pool reserves for two or more required building components. If a milestone inspection recommends urgent repairs, the board can vote — with owner approval — to pause reserve contributions for up to two consecutive annual budgets.

If a local building official determines the building is uninhabitable due to a natural emergency, the board may pause reserve contributions without member approval until the building is deemed habitable.

Source: HB 913 — §718.112(2)(f)-(g)

Insurance Requirements

Associations must now conduct replacement cost appraisals at least every three years to maintain adequate insurance coverage. Citizens Property Insurance Corporation is prohibited from issuing or renewing policies for associations that don't comply with milestone inspection and SIRS requirements.

Source: HB 913 — §718.111(11)

DBPR Online Registration

All associations must maintain an online account with the Division of Condominiums, Timeshares, and Mobile Homes. Required information includes contact details, building age, assessment details, inspection dates, and reserve status. This was due by October 1, 2025.

Source: HB 913 — §718.501

Electronic Voting

If at least 25% of voting interests petition the board, the board must adopt a resolution allowing electronic voting within 21 days. The bill removed the previous 14-day advance notice requirement and the affidavit requirement for electronic voting resolutions.

Source: HB 913 — §718.128

Buyer Rescission Period Extended

The rescission period for resale transactions by nondeveloper unit owners was extended from 3 days to 7 days. This gives buyers more time to review association financials and budgets before committing.

Source: HB 913 — §718.503

CAM License Restrictions

Individuals whose community association manager license has been revoked are prohibited from having any direct or indirect ownership interest in a CAM firm, or serving as an employee, partner, officer, director, or trustee of a CAM firm for 10 years. All licensed CAMs must maintain an online account with DBPR specifying the associations they serve. CAMs and firms may not knowingly follow directives that violate state or federal law.

Source: HB 913 — §468.4334